Gino Lutz – Loan Officer 264080
MBA Mortgage is an excellent option if you value: Direct, honest communication (Gino Lutz himself is your main contact) Local market expertise (especially in the Laredo/San Antonio Metro/Houston TX area) A tailored, low-stress experience rather than being passed around a big call center. Many people overlook smaller banks because they assume big names offer better rates—but often, smaller bankers like MBA can match or beat national lenders while offering a more human, responsive experience.
A Little About Me
Gino has a Bachelors of Business Administration in Finance from Texas State University and originated his first mortgage in 1998.
When Gino isn’t helping clients, he’s spending quality time with his wife, Elizabeth and beautiful children Vivienne and Catarina.
Gino is an Owner of The MBA Mortgage Team. He has been fortunate enough to piece together loan solutions for specific client mortgage needs for almost 25 years. Gino has helped countless families obtain financing for their homes; ranging from Conventional, Jumbo, FHA and VA. Gino is an expert at what he does, no matter which program suites his clients’ needs. He funds each loan on-time, every time. His success is due to his genuine care for his clients and his ability to exceed their needs all the way through the transaction and beyond. Gino believes that in order to give the best service; you must genuinely care about people and their desires. When you genuinely care about people and their objectives, exceptional service naturally follows organically.
When considering the purchase of a new home, refinancing or obtaining investment property, please contact Gino for a personalized mortgage plan.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.